Karen Cole

Karen Cole – Your State Farm Insurance Agent in Camp Verde, AZ

August marked a special milestone—40 years as a State Farm Agent! As we step into September, it’s the perfect time to review your coverage since this month highlights both Life Insurance Awareness Month and National Preparedness Month. My team and I are here to provide clear, dependable guidance on Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance, Business Insurance, and more. For friendly local service, call, text, or email my office today.

Local Insurance for Camp Verde & Northern Arizona Families

If you’re looking for an experienced insurance agent in Camp Verde, Sedona, Cottonwood, or surrounding Arizona communities, my office is here to help you protect what matters most—your home, your car, your family, and your business.

Camp Verde is home to just over 12,000 residents and part of the Verde Valley community known for small-town connection and outdoor adventure. Families, retirees, and local business owners all deserve insurance coverage that reflects their everyday needs, from reliable auto protection to property coverage and life insurance.

With September’s focus on preparation, this is the perfect time to make sure your policies fit your lifestyle—whether updating your life insurance program or reviewing your home and auto coverage before life’s unexpected events.

Our Most Popular Insurance Services

🚗 Auto Insurance for Arizona Drivers Coverage for your personal vehicle, daily driving, and even rental cars when you travel.

❤️ Life Insurance to Protect Your Family (Life Insurance Awareness Month) September is a great time to review your family’s financial security with life insurance—helping with income replacement, debt coverage, or education options.

🏠 Homeowners & Renters Insurance in Camp Verde (National Preparedness Month) Protect your belongings and living space from fire, theft, or damage—important during National Preparedness Month.

🏢 Business Insurance for Local Owners Commercial property, liability, and workers comp coverage personalized to Northern Arizona’s businesses.

🚤 Boats, RVs & Recreation Insurance Coverage for boats, campers, trailers, and recreational vehicles so you can enjoy Arizona’s great outdoors with confidence.

Why Bundling Insurance Saves Arizona Families More

Bundling your Auto and Home Insurance with State Farm can help you save.

For busy families in Northern Arizona, bundling means: ● One point of contact for claims and support ● Simplified billing with a lower combined cost ● Coordinated protection across policies

About Karen

I’ve proudly served Camp Verde and surrounding Arizona communities since 1985. A graduate of the University of Michigan, I built my agency on the values of education, service, and community connection.

Over the years, I’ve helped countless families with Auto, Home, Life, and Business Insurance. I also provide coverage for boats, RVs, recreational vehicles, and short- and long-term rental properties.

I’ve been married to my husband, Dr. David Cole, since 2019, and together we enjoy the close-knit life of our Camp Verde community.

I also enjoy being an active part of local organizations:

• Camp Verde Chamber of Commerce member

• Founding member of the Professional Women’s Group

• Past President of NAWBO

• Current member of Sedona Referrals Club

Meet the Team

At Karen Cole State Farm, our team makes insurance simple and straightforward. We’re here to explain your options, answer questions, and help you feel prepared—whether you’re at home, on the road, or traveling.

With 24/7 support and a welcoming office in Camp Verde, you’ll always find real people who care about your needs.

How to Get Started with Karen Cole State Farm Insurance

• Connect with Us – Call, text, or stop by our Camp Verde office.

• Review Current Policies – We’ll look for any gaps or overlaps.

• Customize Your Plan – Options for your family, home, or business.

• Stay Protected – Annual reviews keep your coverage up to date.

Why Choosing a Local Agent Matters in 2025

Working with a local agent like me means more than just buying a policy—it’s about having someone who understands Camp Verde and Northern Arizona.

● Preparedness Matters – September is National Preparedness Month, the perfect time to review Auto, Home, and Renters Insurance. ● Family Focus – Life Insurance Awareness Month is a reminder of the importance of protecting your loved ones. ● Community Involvement – 40 years of service and leadership in local organizations. ● Personalized Service – Clear guidance and dependable support for your family’s needs.

👉 This September, let’s review your coverage together. Call, visit, or request a free insurance quote today and see why families in Camp Verde, Sedona, and across Northern Arizona choose Karen Cole State Farm.