Karen Cole

What’s New This July – Karen Cole State Farm in Camp Verde, AZ

Summer is here, and July brings travel, outdoor fun, and plenty of time on the road. With more people renting vehicles, taking road trips, and taking vacations, now is a great time to review your insurance policies.

Whether you're renting a car to visit family, heading to a national park, or taking a cruise, it’s important to understand how your coverage applies while you’re away. If you’re unsure whether your Auto, Home, or Renters Insurance fits your current needs, we’re here to help clarify your options.

At Karen Cole State Farm, we keep things simple and straightforward. Our team is here to explain how your insurance works, answer your questions, and help you avoid surprises while traveling. We offer 24/7 support and welcome you to stop by the office or give us a call anytime.

One more reminder—be extra cautious around motorcycles on the road. In several states, they’re permitted to ride between lanes, and they can be easy to miss in traffic. Stay safe this summer.

Meet Karen Cole – Your Local State Farm Agent Since 1985

Welcome to the Karen Cole State Farm Agency. I’ve been serving Camp Verde and the surrounding Arizona communities since 1985, and I still love what I do every day. I’m a University of Michigan graduate with a degree in English, and I’ve built my agency around education, service, and local connection.

Whether you need Auto Insurance, Home Insurance, Life Insurance, or help with a business policy, my team and I are committed to helping you understand your options. I also assist policyholders when they turn 65 and need to make important decisions and can help with boats, recreational vehicles, and both short- and long-term rental properties.

I live in this community and have no plans to retire—being here and helping others is something I truly enjoy. I’ve been married to my husband, Dr. David Cole, since 2019, and we love being part of small-town life in Camp Verde.

I’m also proud to serve our local business and networking communities as a member of the Camp Verde Chamber of Commerce, a founding member of the Professional Women’s Group, past president of NAWBO, and a current member of the Sedona Referrals Club. I recently celebrated my 39th anniversary with State Farm—something I’m incredibly thankful for, and it wouldn’t be possible without the confidence of this amazing community.

Our Services This Summer

Auto Insurance Heading out on a road trip? Renting a vehicle for your travels? Now is the right time to check your coverage and make sure everything lines up with your plans. We’ll walk you through what applies to your personal car and what’s covered when driving a rental.

Homeowners and Renters Insurance More landlords today are requiring renter's insurance. If you’re moving into a new rental, we’ll help make sure you’re covered for your belongings and personal liability. We also provide options for homeowners and short-term rental properties, including vacation homes.

Life Insurance We know these conversations aren’t always easy, but they’re important. We’ll take the time to explain the different life insurance options available, so you can make decisions with your family’s future in mind.

Coverage for Boats, RVs, and Recreation If you own a boat, trailer, camper, or any other type of recreational vehicle, we can help you understand what coverage is available to keep your summer plans on track.

Bundling We can show you how bundling your Auto and Home Insurance can provide better value and help simplify your policies.

Why Customers Choose Karen Cole State Farm

• Over 39 years of experience helping Arizona families with practical, helpful insurance service

• Locally rooted and community-minded, with strong ties to Camp Verde, Sedona, and surrounding areas

• Clear, honest communication—so you know exactly what you have and how it works

Let’s Review Your Coverage This Summer

Life changes quickly. Whether you’ve purchased a new vehicle, moved into a new place, or just want to understand your coverage better, we’re here to help.

Call, visit, or contact us online to schedule a free policy review. At Karen Cole State Farm in Camp Verde, you’ll always find experienced service, local insight, and people who genuinely want to help.