Karen Cole

Karen Cole – Your State Farm Agent in Camp Verde, AZ

Happy October! 🍂

Can it possibly be Fall already? The days are still warm and sunny, but it is cool enough at night to leave the windows open. This is one of my favorite times of year, and a very good time to review your insurance before the holidays arrive. They will be here before we know it!

No two families are alike, so we don't believe every conversation should be the same. We take the time to get to know you and your priorities, so we can help you better understand your insurance options. Whether we are reviewing your current coverage, discussing changes in your life, or answering questions about insurance, we want you to feel comfortable asking questions and will take the time you need to understand your options.

Good News:

• State Farm announces $5 Billion in Cash Back to Auto Customers through largest return of money paid in company history. * You may get an email on this. Please know this is legitimate...not a scam! There will be a PIN and a link to tell State Farm if you want your return of money paid to be dropped into a bank account or sent in the mail by check.

• This return of money psid is possible due to a stronger than expected underwriting performance, which has been reported industry-wide.

• As a mutual company, State Farm Mutual is uniquely positioned to provide value directly to our customers rather than shareholders.

• The payments will average around $100 per auto policy nationwide, though each customer's return of money paid will vary greatly depending on the state and amounts paid.

Wildfire Preparedness

Wildfire risk continues to be a serious concern throughout the Southwest. Contact our office for helpful educational resources on ways to better protect your family and property.

Insurance to Help Protect What Matters Most

Our licensed team can help with:

• Auto Insurance

• Homeowners & Renters Insurance

• Life Insurance – Coverage options designed around your needs and budget. Even if you have life insurance through work or think you may be difficult to insure, talk with us about your options.

• Boat, Personal Watercraft, RV, Motorhome & Camper Insurance

• Personal Articles Coverage – Jewelry, drones, artwork, musical instruments and more

• Business Insurance

We proudly serve Camp Verde, Sedona, Cottonwood, Cornville, Clarkdale, Rimrock and surrounding communities with personalized local service. Our licensed team is in the office every day and ready to help protect your home, vehicles, family, business and more. Our team has a combined history of about 80 years in the insurance industry.

Why Bundle?

Bundling your auto and home insurance may help you save money, simplify billing and coordinate your coverage—all with one local office and one team to help you.

Call, text or email us today!

Frequently Asked Questions

How do I get a car insurance quote? It’s easy! Start online, by phone or directly with our office. We’ll help you explore coverage options based on your vehicle, driving history and individual needs.

How quickly can my auto insurance start? Coverage can often begin the same day, depending on your situation. Contact our office and we’ll help you get started.

What insurance do I need for a leased vehicle? Leasing companies typically require liability, comprehensive and collision coverage. We can help make sure you meet your lease requirements.

How does life insurance work? Life insurance can provide financial support to your beneficiaries after your death. We can help you understand the different options and find coverage appropriate for your needs and budget.

Do I need homeowners insurance? Lenders generally require homeowners insurance. Even without a lender, coverage can help protect your home and finances from covered unexpected losses.

What is renters insurance? Renters insurance can help protect your personal belongings and provide liability coverage. Your landlord’s insurance generally protects the building—not your personal property.

State Farm Policyholder Payout