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Profile photo of a State Farm Agent named: Karen Cole

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State Farm® Insurance Agent

Karen Cole

(928) 567-3374
400 W Finnie Flat Road
Suite 2
Camp Verde, AZ 86322-7265

Across from Post Office, next to Snap Fitness

Profile photo of a State Farm Agent named: Karen Cole

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
Call or text us 24 hours a day!


400 W Finnie Flat Road
Suite 2
Camp Verde, AZ 86322-7265


English, Sign Exact English


The warm weather is here...just remember, it's a dry heat! Be sure you are protecting your loved ones with life and disability insurance. Give our office a call today to get started.


Thank you for visiting the Karen Cole State Farm Agency. Having been an agent since 1985, I can help you with auto insurance, home insurance, life insurance and business insurance, as well as well as assist you when you turn 65 and need help making important decisions. We strive to make things simple and educational, and help you with all of your 2024 insurance needs. We can also help with your short-term rentals, boats, recreational vehicles and both short and long-term rentals.

University of Michigan graduate, BA in English Proud Mother of Two

I love being an agent in a small town and have no plans to retire. It is wonderful being part of a local community and helping others. I have been married to my fabulous husband, Dr. David Cole, since 12/2019. It is an honor every day to be able to help people problem-solve and provide education to help them make appropriate choices for themselves.

I am a member of the Camp Verde Chamber of Commerce, Past President of National Assn. of Women Business Owners (NAWBO), Member and current Vice-President of the Sedona Referrals Club, Founding Member of Professional Women's Group (PWG). My 38th State Farm Anniversary was August 1st, 2023, just following State Farm's 101st Anniversary June 7th. There are many things to celebrate and I could not do it without my team and all of you. We appreciate you!


Nowadays, we are seeing more landlords requiring renter's insurance. We understand how stressful a move can be. Remember, "pack" and "move" are four-letter words for a reason! We can help this transition be less thing to do before the big move.

Bundling home and auto insurance gives you better discounts and better coverage. Providing security and protecting one of your more important assets against wildfires and other natural weather events is especially important in an area like ours. If you have any road trips planned this summer, we can help you make sure you are properly covered so you can enjoy your trips stress-free, with no surprises.

Be sure your life insurance is in place to provide for those you love. We provide you with the same thought and consideration we give to beloved family members. We understand how complicated and overwhelming insurance can sometimes be, and strive to make things easy and educational so you can make the proper decisions for you and your loved ones to insure comfort in the worst times.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

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Our mission is to provide information to help State Farm customers make effective choices. We treat our customers like family, are here to help them through difficult times, and plan for their future. We are here to protect things you value and people you love.

My Office Manager, Michelle Ebel , joined us in May of 2009, bringing a wealth of insurance and financial services experience. She is an integral part of this agency, and we are blessed to have her. Trina Ritchie joined us January of 2020, and reflects our core values and compassion for our State Farm policyholders. Rachel Ross joined our team in May of 2023 and has a positive attitude and love of insurance and helping people. All of our team is licensed. We are honored to have a team with such integrity, compassion and ability.

Michelle Ebel State Farm Agent Team Member

Michelle Ebel

Agent's Executive Assistant

I have been a licensed insurance agent since 2003 and enjoy helping people understand what their policies cover and how to protect their assets and future income. I have been married to my awesome husband, Martin since 1998. We have 2 fabulous adult children and a house full of pets including 2 dogs, 3 cats, and 6 aquariums filled with fat and fun aquatic frogs.

Trina Ritchie State Farm Agent Team Member

Trina Ritchie

I am a licensed representative and will take care of your insurance needs thoroughly, explaining your options for you to make the proper decision for you and your family. 

Prior to joining State Farm in January of 2020, I was a successful residential loan underwriter with 25 years of experience. I also have experience working in assisted living as a CNA in rehab and dementia units, treating residents with kindness and compassion.

Angela Teachout State Farm Agent Team Member

Angela Teachout

Hi, my name is Angela. I started in 5/24 with Karen Cole. I am a local in Camp Verde licensed to assist you with auto, home, life and health insurance needs. You can find me around town doing outdoor activities with my husband Trent, such as camping and off-roading.